:root{
  --navy-900:#0b1a2f;
  --navy-800:#0f2138;
  --navy-700:#16304f;
  --ink:#101f33;
  --slate-700:#33465e;
  --slate-500:#5c6f88;
  --slate-400:#7d8ea3;
  --line:#e3e9f0;
  --line-soft:#eef2f7;
  --bg:#ffffff;
  --bg-soft:#f5f8fb;
  --bg-tint:#eef5f6;
  --accent:#0e9488;
  --accent-600:#0b7d73;
  --accent-050:#e6f4f2;
  --amber:#b8860b;
  --focus:#0e9488;
  --radius:14px;
  --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(16,31,51,.06),0 2px 8px rgba(16,31,51,.05);
  --shadow-md:0 8px 30px rgba(16,31,51,.10);
  --maxw:1140px;
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,"Segoe UI Emoji",sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);
  line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;overflow-x:hidden;
}
img,svg{max-width:100%;display:block}
img{height:auto}
a{color:var(--accent-600);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.2;color:var(--ink);margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.4vw,3rem)}
h2{font-size:clamp(1.5rem,2.8vw,2.05rem)}
h3{font-size:1.2rem}
p{margin:0 0 1rem}
ul,ol{margin:0 0 1rem;padding-left:1.25rem}
li{margin:.35rem 0}
strong{color:var(--ink)}

.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:64px 0}
.section-tint{background:var(--bg-soft)}
.section-navy{background:var(--navy-900);color:#dbe6f2}
.section-navy h2,.section-navy h3{color:#fff}
.narrow{max-width:760px;margin:0 auto}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-600);margin-bottom:.6rem}
.section-navy .eyebrow{color:#5eead4}
.lead{font-size:1.14rem;color:var(--slate-700)}
.section-navy .lead{color:#b8c8db}
.center{text-align:center}

/* Skip link + focus */
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy-900);color:#fff;padding:10px 16px;z-index:200;border-radius:0 0 8px 0}
.skip-link:focus{left:0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
  outline:3px solid var(--focus);outline-offset:2px;border-radius:6px
}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-weight:600;font-size:1rem;padding:13px 24px;border-radius:999px;border:1.5px solid transparent;
  cursor:pointer;transition:background-color .18s ease,color .18s ease,border-color .18s ease,transform .18s ease,box-shadow .18s ease;
  text-decoration:none;line-height:1;min-height:48px}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{background:var(--accent-600);color:#fff;box-shadow:var(--shadow-md)}
.btn-outline{background:transparent;border-color:#cdd8e4;color:var(--ink)}
.btn-outline:hover{border-color:var(--accent);color:var(--accent-600)}
.section-navy .btn-outline{border-color:rgba(255,255,255,.4);color:#eaf2fb}
.section-navy .btn-outline:hover{border-color:#5eead4;color:#fff}
.hero .btn-outline{border-color:rgba(255,255,255,.45);color:#eaf2fb}
.hero .btn-outline:hover{border-color:#5eead4;color:#fff;background:rgba(255,255,255,.06)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--accent)}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:16px}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
.brand:hover{text-decoration:none}
.brand-mark{flex:none}
.brand-name{font-weight:800;font-size:1.16rem;letter-spacing:-.02em;color:var(--navy-900)}
.brand-core{color:var(--navy-900)}
.brand-shield{color:var(--accent-600)}
.brand-sys{color:var(--slate-500);font-weight:700}
.primary-nav{display:flex;align-items:center;gap:6px}
.primary-nav ul{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.primary-nav li{margin:0}
.primary-nav a{display:inline-block;padding:9px 13px;border-radius:8px;color:var(--slate-700);
  font-weight:600;font-size:.96rem;transition:color .15s,background-color .15s}
.primary-nav a:hover{background:var(--bg-soft);color:var(--ink);text-decoration:none}
.primary-nav a.is-active{color:var(--accent-600)}
.nav-cta{margin-left:10px;padding:10px 20px;min-height:0}
.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:46px;height:46px;
  background:transparent;border:1px solid var(--line);border-radius:10px;cursor:pointer}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--navy-900);margin:0 auto;transition:transform .2s,opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Disclosure strip */
.disclosure-strip{background:var(--navy-900);color:#c9d6e6;font-size:.82rem}
.disclosure-strip .container{padding-top:9px;padding-bottom:9px}
.disclosure-strip strong{color:#5eead4}

/* Hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(20,184,166,.16),transparent 60%),var(--navy-900);color:#e7eef7;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(700px 400px at 80% 0,#000,transparent 70%);pointer-events:none}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:72px 0 76px}
.hero h1{color:#fff}
.hero .lead{color:#b9c9dc;font-size:1.2rem;max-width:36ch}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0 18px}
.hero-note{font-size:.85rem;color:#8ea3bb;max-width:46ch;border-left:2px solid var(--accent);padding-left:12px}
.hero-panel{background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.02));border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:26px;backdrop-filter:blur(4px)}
.hero-panel h2{font-size:1rem;color:#9fe9df;text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px}
.hero-panel ul{list-style:none;margin:0;padding:0}
.hero-panel li{display:flex;gap:12px;align-items:flex-start;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.08);color:#d5e0ee;font-size:.97rem}
.hero-panel li:last-child{border-bottom:0}
.hero-panel svg{flex:none;margin-top:2px}

/* Generic grids */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

/* Cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm);
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;height:100%}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:#cfe4e1}
.card h3{margin-bottom:.4rem}
.card p{color:var(--slate-500);font-size:.96rem;margin-bottom:.75rem}
.card .card-link{font-weight:600;font-size:.94rem;color:var(--accent-600)}
.card .card-link::after{content:" →";transition:margin .15s}
.card:hover .card-link::after{margin-left:3px}
a.card{text-decoration:none;color:inherit;display:block}
a.card:hover{text-decoration:none}
.card-icon{width:44px;height:44px;border-radius:11px;background:var(--accent-050);color:var(--accent-600);
  display:flex;align-items:center;justify-content:center;margin-bottom:14px}

/* Trust items */
.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.trust-item{text-align:center;padding:20px 12px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.trust-item .card-icon{margin:0 auto 12px}
.trust-item h3{font-size:1rem;margin:0}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative}
.step .step-num{width:38px;height:38px;border-radius:50%;background:var(--navy-900);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:14px}
.step h3{font-size:1.08rem}
.step p{color:var(--slate-500);margin:0;font-size:.96rem}

/* Guide list */
.guide-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
.guide-list li{margin:0;border-bottom:1px solid var(--line-soft)}
.guide-list a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:15px 2px;color:var(--ink);font-weight:600}
.guide-list a:hover{color:var(--accent-600);text-decoration:none}
.guide-list a span{color:var(--slate-400);font-weight:400;transition:transform .15s}
.guide-list a:hover span{transform:translateX(3px);color:var(--accent-600)}

/* Product links (nominative, plain) */
.product-links{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.product-link{display:block;background:#fff;border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--radius-sm);padding:18px 20px;color:var(--ink)}
.product-link:hover{text-decoration:none;border-left-color:var(--accent-600);background:var(--bg-soft)}
.product-link strong{display:block;font-size:1.05rem}
.product-link span{font-size:.88rem;color:var(--slate-500)}

/* Prose / article pages */
.page-head{background:var(--navy-900);color:#e7eef7;padding:56px 0}
.page-head h1{color:#fff}
.page-head .lead{color:#b9c9dc}
.breadcrumb{font-size:.85rem;color:#8ea3bb;margin-bottom:14px}
.breadcrumb a{color:#9fe9df}
.prose{max-width:780px}
.prose h2{margin-top:2.2rem;padding-top:.4rem}
.prose h3{margin-top:1.6rem;color:var(--slate-700)}
.prose ul li,.prose ol li{margin:.5rem 0}
.callout{background:var(--accent-050);border:1px solid #cfe7e3;border-left:4px solid var(--accent);border-radius:var(--radius-sm);padding:18px 20px;margin:1.5rem 0}
.callout h3{margin-top:0;color:var(--accent-600);font-size:1.05rem}
.callout p:last-child{margin-bottom:0}
.note-box{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius-sm);padding:18px 20px;margin:1.5rem 0;font-size:.95rem;color:var(--slate-700)}
.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius-sm);padding:18px 22px;margin:0 0 1.75rem}
.toc h2{font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 .5rem;color:var(--slate-500)}
.toc ul{margin:0;padding-left:1.1rem}
.toc li{margin:.25rem 0}

.layout-sidebar{display:grid;grid-template-columns:1fr 300px;gap:48px;align-items:start}
.sidebar{position:sticky;top:90px}
.sidebar .card{padding:20px}
.sidebar h3{font-size:1rem}
.sidebar ul{list-style:none;padding:0;margin:0}
.sidebar li{margin:.1rem 0}
.sidebar a{display:block;padding:8px 10px;border-radius:8px;color:var(--slate-700);font-size:.94rem;font-weight:500}
.sidebar a:hover{background:var(--bg-soft);color:var(--accent-600);text-decoration:none}

/* Assistance / forms */
.assist-card{background:linear-gradient(180deg,#fff,var(--bg-soft));border:1px solid var(--line);border-radius:18px;padding:34px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-weight:600;font-size:.92rem}
.field .req{color:var(--accent-600)}
.field .hint{font-size:.82rem;color:var(--slate-400);font-weight:400}
.field input,.field select,.field textarea{
  font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;
  background:#fff;color:var(--ink);width:100%;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-050);outline:none}
.field textarea{resize:vertical;min-height:120px}
.form-consent{background:var(--bg-tint);border-radius:10px;padding:14px 16px;font-size:.9rem;color:var(--slate-700);margin:8px 0 18px}
.honey{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.alert{border-radius:10px;padding:14px 18px;margin:0 0 18px;font-size:.95rem;border:1px solid}
.alert-error{background:#fdf1ec;border-color:#f0c8b6;color:#8a3311}
.alert-success{background:var(--accent-050);border-color:#bfe4de;color:#0b5f57}

/* Contact info list */
.info-list{list-style:none;padding:0;margin:0}
.info-list li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--line-soft);align-items:flex-start}
.info-list .card-icon{width:40px;height:40px;margin:0;flex:none}
.info-list strong{display:block}
.info-list span{color:var(--slate-500);font-size:.95rem}

/* CTA band */
.cta-band{background:var(--navy-900);color:#e7eef7;text-align:center}
.cta-band h2{color:#fff}
.cta-band .lead{color:#b9c9dc;max-width:60ch;margin-left:auto;margin-right:auto}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:24px}

/* Utility */
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.stack>*+*{margin-top:1rem}
.tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-600);background:var(--accent-050);padding:4px 10px;border-radius:999px}

/* Responsive */
@media (max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:34px;padding:52px 0 56px}
  .layout-sidebar{grid-template-columns:1fr}
  .sidebar{position:static}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(3,1fr)}
  .product-links{grid-template-columns:1fr}
}
@media (max-width:768px){
  .nav-toggle{display:flex}
  .primary-nav{position:fixed;inset:70px 0 auto 0;flex-direction:column;align-items:stretch;gap:0;
    background:#fff;border-bottom:1px solid var(--line);padding:14px 20px 22px;box-shadow:var(--shadow-md);
    transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s}
  .primary-nav.open{opacity:1;visibility:visible;transform:translateY(0)}
  .primary-nav ul{flex-direction:column;align-items:stretch;gap:0}
  .primary-nav a{padding:13px 12px;border-radius:8px;font-size:1.02rem}
  .nav-cta{margin:12px 0 0;width:100%}
}
@media (max-width:640px){
  body{font-size:16px}
  .section{padding:48px 0}
  .grid-2,.grid-3,.grid-4,.steps{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .guide-list{grid-template-columns:1fr;gap:0}
  .form-grid{grid-template-columns:1fr}
  .assist-card{padding:22px}
  .footer-grid{grid-template-columns:1fr 1fr!important}
}
@media (max-width:420px){
  .trust-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr!important}
  .brand-sys{display:none}
}

/* Footer */
.site-footer{background:var(--navy-900);color:#a9bacf;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;padding:56px 20px 40px}
.footer-brand .brand-footer .brand-name{color:#fff;font-weight:800}
.footer-tagline{color:#8ea3bb;font-size:.95rem;margin:14px 0 18px;max-width:34ch}
.footer-contact{font-style:normal;font-size:.9rem;line-height:1.5}
.footer-contact div{margin:6px 0}
.footer-contact span{color:#67809b;display:inline-block;min-width:112px}
.footer-contact a{color:#d5e0ee}
.footer-col h2{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 14px}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col li{margin:.4rem 0}
.footer-col a{color:#a9bacf;font-size:.94rem}
.footer-col a:hover{color:#5eead4;text-decoration:none}
.footer-disclosure{border-top:1px solid rgba(255,255,255,.09);background:#081522}
.footer-disclosure .container{padding-top:20px;padding-bottom:24px}
.footer-disclosure p{font-size:.8rem;color:#7b90a8;margin:0 0 8px;max-width:none}
.footer-copy{color:#5f7593!important}

@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}